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FARM & RANCH
Insurance Services

Farming Today: Not as Simple as It Seems...

The world may see farming as straightforward, but modern farming is as complex as any industry out there. If you’re unsure about your current policy, if your farming practices have evolved since you last reviewed it, or if you’re worried about how unpredictable weather might impact your crops, we’re here to help.

As farm insurance specialists, we work to ensure your operations are secure, adapting coverage to suit whatever nature—or unforeseen challenges—may bring your way. We offer tailored policies for a range of farming needs, including:

  • Traditional farms and ranches

  • Expanding farms with commercial exposure

  • Small farms and rural property

  • Custom options that specifically match your operations (see coverage details below)

What Does Farm Insurance Cover?

Your basic policy is designed to cover essential farm assets: your residence, farm buildings, machinery, equipment, and livestock. From there, we help you select additional coverages tailored to your unique needs, so you only pay for what you truly need.

 

Farm or Ranch Insurance Coverage Options:

  • Disruption of operations to help with income loss and additional expenses due to covered losses.

  • Identity theft expense protection to assist with recovery costs if your identity is compromised.

  • Earthquake coverage for farms near fault lines.

  • Replacement coverage for machinery up to five years old.

  • Peak season endorsement to cover times of increased inventory during harvest.

  • Sewer and sump pump backup protection.

  • Temperature-sensitive product protection for any fluctuations affecting storage conditions.

  • Household content coverage for valuables such as electronics, jewelry, firearms, and more.

 

Your farm is more than just a business—it’s your livelihood, legacy, and personal stake in the American dream. We’re here to help you safeguard what you value most.

Additional Coverage Options...

Standard farm policies may also include:

  • Rental reimbursement for machinery while awaiting repairs.

  • Equipment breakdown for fixed gear in outbuildings.

  • GPS equipment protection against specific loss events.

  • Glass repair/replacement for vehicle cabs.

  • Foreign object damage protection for combines.

  • Damage coverage during towing and hitching.

  • Roadbed and ground contact damage protection for machinery.

  • Borrowed machinery coverage.

  • Fire extinguisher recharge.

Why We Stand Out...

While cost is always a consideration, remember that with lower prices, you may not get the full scope of protection your operation needs. Though similar on the surface, insurance providers differ greatly in how they structure policies to fit each farm’s particular risks.

 

We understand that there’s no one-size-fits-all policy for farming. As your neighbors, we’re invested in protecting farms and families within our community, carefully selecting insurance companies that combine affordability with reliable support.

Reach out to us, and let our experienced team help you build the strongest possible protection for your farm and its future.

Fall Foliage

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Reach out to us, and let our professionals help you create the strongest possible plan to safeguard what you’ve worked so hard to build.

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