The Three Essentials for a Truly Free Ride...
-
A slick helmet (if required by law or if you prefer wearing one)
-
Sturdy jacket and proper footwear
-
Rock-solid motorcycle insurance for both you and your passenger.
Whether you've already got your dream bike or are saving up for it, there's only one way to amplify that feeling of freedom—the kind that lets you leave all your worries behind. Getting on the open road requires not only the right gear but also reliable, affordable protection.
Do You Really Need Motorcycle Insurance?
Owning a motorcycle is one of life's most exhilarating experiences, but it comes with its risks. According to the National Safety Council, a serious motorcycle accident occurs every six minutes in the U.S. Motorcycle theft is also on the rise, with only 20-25% of stolen bikes ever being recovered.
Beyond the legal requirements, 80% of all motorcycle crashes result in fatalities. This makes it clear why having comprehensive protection is crucial for any rider.
If you think motorcycle insurance is just another expense, think again. It's about managing risk. Without it, one accident could deplete your savings and leave you unable to cover medical bills for yourself or others.
We make sure you have the right coverage for your unique needs while working to get you the best possible rates. With years of experience, we know how to help you save and ensure there are no gaps in your protection.
What Coverage Options Do You Have?
While there are mandatory minimum coverages, additional options can provide enhanced protection and greater peace of mind, including:
-
Additional Liability Coverage: Reduces the risk of financial loss by increasing coverage limits for liability and uninsured motorist protection.
-
Collision Coverage: Helps cover repair costs if you're at fault in an accident.
-
Comprehensive Coverage: Protects you from fire, vandalism, theft, and storm damage.
-
Roadside Assistance: Covers breakdowns, gas, or towing services.
-
Bike Accessories Coverage: Protects any customizations and personalizations you’ve made.
-
Total Loss Insurance: Replaces your bike with a new one, not just its market value.
-
Rental Vehicle Coverage: Useful for long trips, covering rental expenses in case of breakdowns.
-
Trip Interruption Coverage: Pays for lodging, meals, and transportation if you're stranded far from home due to a breakdown.
-
On-Road Insurance for Off-Road Vehicles: Covers dirt bikes or ATVs when used on roads.
When You Need the Best Motorcycle Insurance...
Our team is here to help you make the right choice. As an independent agency, we're not tied to just one insurance provider. We work with multiple A+ rated carriers to ensure you get the best coverage and the most competitive premiums. We also offer various discounts, such as:
-
Reduced rates for Harley Davidson motorcycles
-
LoJack system discount
-
Safety course completion discount
-
Motorcycle endorsement discount
-
Bundle discounts for homeowners and multi-vehicle policies
Why Choose Us?
While most insurance products may seem similar, the providers you choose make a big difference in how well your policy protects you. There's no one-size-fits-all policy, especially for something as personal as your motorcycle.
We're more than just your insurance agents—we're your neighbors. We care about protecting the people and businesses in our community, and that’s why we carefully select insurance companies that are both affordable and responsive.
Contact us today and let our professionals help you build the strongest possible coverage to protect what matters most to you.

Request a Quote
Reach out to us, and let our professionals help you create the strongest possible plan to safeguard what you’ve worked so hard to build.